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Fair Housing
Federal and California state laws prohibit housing discrimination.  It is illegal to deny housing to an individual on the basis of race, religion, national origin, sex, familial status, marital status, sexual orientation, or disability.

Renter's Insurance
Renterís insurance protects a tenant against property losses, such as losses from fire or theft.  It also protects a tenant against liability (legal responsibility) for many claims or lawsuits filed by the landlord or others alleging that the tenant has negligently (carelessly) injured another person or damaged the personís property.  Carelessly causing a fire that destroys the rental unit or another tenantís property is an example of negligence for which you could be held legally responsible.  You could be required to pay for the losses that the landlord or other tenant suffers.  Renterís insurance would pay the other party on your behalf for some or all of these losses.  For that reason, itís often a good idea to purchase renterís insurance.  Renterís insurance may not be available in every area.  If renterís insurance is available, and if you choose to purchase it, be certain that it provides the protection you want and that it is fairly priced.  You should check with more than one insurance company, since the price and type of coverage may differ widely among insurance companies.  The price also will be affected by how much insurance protection you decide to purchase. Your landlord probably has insurance that covers the rental unit or dwelling, but you shouldnít assume that the landlordís insurance will protect you.  If the landlordís insurance company pays the landlord for a loss that you cause, the insurance company may then sue you to recover what it has paid the landlord.  If you want to use a waterbed, the landlord can require you to have a waterbed insurance policy to cover possible property damage.

Lease Conclusion
At the conclusion of a fixed term lease, if the tenant remains in possession and continues to pay rent, the tenancy is presumed to be renewed on a month to month basis, with all the terms of the original lease intact {Civil Code Sec. 1945}.  Otherwise, the landlord is entitled to possession at the conclusion of the term and may bring eviction proceedings if the tenant fails to move out {Civil Code of Procedure Sec. 1161}.


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